Paint the front door. You would be surprised at how much a bold, complimentary new door color will liven up the curb appeal. A freshly painted door will add instant impact to the front of your house. Maintain your yard. A poorly maintained yard leaves the impression of a home in disrepair. Keep your lawn … Continue reading Add value to your home for less than $50

If you’re considering a home improvement project consider the latest trends in home fashion and design.  Take a look at some of these recent innovations in home design.  Surfaces: Engineered stone is more affordable and less porous than granite.  Reflective glass tiles are becoming more popular than traditional ceramic tiles. Flooring: Bamboo is tougher and more … Continue reading Increase the value of your Andover or North Andover home

Is your home ready for a change?  Even if you aren’t looking to spend a lot of money on a major remodel, there are many options that will give your home an instant facelift and provide a great return on your investment. Across the county, homeowners are looking to upgrade their homes with purpose and … Continue reading Remodeling trends

Don’t confuse pre-qualification with pre-approval. If a lender pre-qualifies you for a loan, the lender is saying that based on the information you provided, you will probably be approved for a loan. Pre-approval indicates that the lender has examined your financial records and has determined that it will approve a loan up to a specific … Continue reading Don't confuse a loan preapproval with a loan prequalification!

  Having "cash in hand" means having the cash sitting in your bank account, but you can have the equivalent of "cash in hand" by lining up your financing in advance. For example, you can have any of the following financing already in place: •           Home equity line of credit: With a home equity line … Continue reading Financing your home in Andover and North Andover MA

Whenever you’re shopping for a home – whether you plan on living in it or using it as an investment property – you can usually get a better price when you have cash in hand. Why? Three reasons: •           A bird in the hand is worth a half dozen in the bush. Smart homeowners would … Continue reading Having your financing in order can save you money when buying a home.